top of page
jemima kariuki.jpg

JEMIMA KARIUKI- NJUGUNA

Director, Product Development

Mastercard Labs for Financial Inclusion

Jemima is a seasoned payments professional passionate about Financial inclusion. Over the last 13 years, she has worked with teams to ideate, build and rollout digital, mobile based products in emerging markets. 


Her experience encompasses ideation; strategy formulation; product design, development and management; project management; go to market planning and commercialization.


Jemima is currently a Director at Mastercard Labs for Financial Inclusion based in Nairobi, Kenya, where she works closely with a team of engineers to build products that solve problems for the underserved community. She has previously worked for Visa as a Director for Digital products and Bharti Airtel where she held several roles in the Airtel money department. 


Jemima has spearheaded the development of many products for emerging markets and strongly believes that technology is one of the greatest equalizers

Jemima Kariuki-Njuguna: TeamMember
bottom of page